Jocipsarmiento.com
  • Home
  • Advanced Search
  • What's My Home Worth?
  • Sellers
  • Buyers
  • About
  • Apply for a loan
  • Free E-books
  • Blog
Login
818.925.0169
Login
818.925.0169

Sign in to your account

Need to reset your phone number?

Don't have an account with us?

Click here to sign up.

Search Southern California Homes

TO
Advanced Search

Address Search

Benefits of a Pre-approval

Congratulations on deciding to purchase a home!  The “preapproval” is the first step on this journey and there is a wide range of benefits you may not have even thought about.

First, it tells a seller that you are a serious buyer and they should consider the offer you submitted.  Many sellers will refuse to show their home unless you’ve been pre-approved, let alone accept your offer to purchase.  Preapproval is basically the key to getting you in the door.

Beyond that, the preapproval tells you how much of a home you can purchase.  You don’t want to look at $250,000 homes when you could be looking at $450,000 and vice versa.  Also, you will get an idea of what your monthly payment will look like at these different price points.

In addition, most of us are not perfect and there are often issues that need to be corrected.  The pre-approval process will identify those and will give us an opportunity to work together to fix anything that needs to be addressed.

Everyone is curious about what their credit report and credit scores look like, including me.  This process allows us to review your credit report and discuss how your credit scores impact your interest rate.  If there is room for improvement, we can discuss those steps as well.  I have been able to provide directions on how to increase my client’s credit scores so they can save a ton of money on interest costs.

And last, but certainly not least, the preapproval process gives you an opportunity to explore the various loan programs available to you and allows you to select the one that works best for your overall financial picture.

Make sure you complete the mortgage pre-approval process today.  You’ll be happy you did!

Click for Fast Pre-Approval

Like or Share
Loading likes...

Address Search

Jocip Sarmiento

Jocip Sarmiento

Residential Realtor - CalBRE 01916370
Mortgage Banker - NMLS 1587755
818.925.0169

 

MORTGAGE CALCULATOR

Amount of Loan
Annual Interest Rate
%
Term of Loan
Years
Calculate

Does not include any taxes or fees.
Please consult a financial professional.

  • Home
  • Advanced Search
  • What's My Home Worth?
  • Sellers
  • Buyers
  • About
  • Featured Properties
  • Contact Me

QUICK SEARCHES

  • Granada Hills Homes
  • Northridge Homes

Jocip Sarmiento
Residential Realtor - CalBRE 01916370
Mortgage Banker - NMLS 1587755
818.925.0169
www.JocipSarmiento.com

©2018 All Rights Reserved

Regal Realty & Home Loan Services

20100 South Western Ave.

Suite 200, Torrance, CA 90501

CA BRE 1707051     NMLS 1707051

IDX Real Estate Websites by
• Accessibility • Terms • Privacy